A message says you have won a government grant

This text message arrives on your phone.

NatSupport Text message

CONGRATULATIONS! Your NIN has been selected for the ₦250,000 Senior Citizens Support Grant. To receive it, pay a ₦7,500 processing fee to the account below within 48 hours. Ref: NSF/2291

10:30 am

What would you do?

Pay the ₦7,500. You will get ₦250,000 back

Not safe. Once you pay, more “fees” will follow, and the grant never comes. Real grants don’t charge you to receive them.

Reply with your NIN and bank details so they can pay you

Not safe. Your details can be used to steal from you or to pretend to be you. Don’t send them to strangers.

Ignore the message, and ask at your local government office in person

Safe choice. Correct. If a real programme exists, the office will tell you. You will never be asked to pay to receive help.

Remember this

Learn more: Money offers that are too good to be true Next scenario